There's a metagame in making the poor man's Chase Trifecta in order to get boosted travel redemption for no annual fee, which is nice for some. Called CSR this morning … As with the rest of America's big banks, the reviews on Wells Fargo are mixed at best. Or call 1-800-642-4720. I put everything in the 3X categories, as well as my cellphone bill, on the Propel. Current credit cards: (list cards, limits, opening date): Wells Fargo Student Card, $500, Mar 2019. Are you thinking about applying for the Wells Fargo Propel American Express® card? Click here to sign on to your Wells Fargo account(s). If you opened a Wells Fargo Credit Card within the last 15 months, you may not be eligible for introductory annual percentage rates, fees, … Never once had a problem with Wells Fargo. For a free card, it's hard to beat. Enter your username and password to securely view and manage your Wells Fargo accounts online. Many Chase Freedom Unlimited users receive a credit limit of $1,000 - $3,000. You promise to use your Account only to the limits. Wells Fargo Propel … Your total credit limit will be provided with your Credit Card and shows on each of your billing statements. Log into your Wells Fargo online banking account for your credit card and go to the “Manage Credit Limit” tab.. Wells Fargo gives you the option to increase your credit card limit … Lucky you. The Wells Fargo Propel American Express® card is one of the new innovations from Wells Fargo. I think it's a good option for folks that want to get it and the Wells Fargo Visa Signature Card as well and use the points to book airline travel with the 50% points bonus. Important Credit Terms. We find the best customer service and most consistent customer service from online banks and local credit … Press question mark to learn the rest of the keyboard shortcuts. Limits on withdrawing cash. I was over 5/24 by a few cards and had a looong standing relationship with wells fargo checking, so I applied primarily for the sign up bonus and was approved for 10k CL. However, the Venture card has a significantly higher … Normally the brand deals are luxury, signup aggressive, or generally lagging in sales. I've been thinking about this card for a while now and pulled the trigger last night. I have been with Wells Fargo for the past 5 years. There’s nothing that this card offers that other banks (chase, Amex) don’t with superior customer service. Chase Freedom Flex, $3800, Oct 2020. For example, right now I'm refraining from going to the grocery so I can do a $400 purchase of groceries I would normally get (usually I spend $200/month). How is this card? There's a list of the ones that apply so keep watch of that. As long as you have a minimum of 2,500 points, you can transfer Wells Fargo Propel … Wells Fargo Propel American Express® card full terms and conditions. Approval wasn’t hard and they immediately allow you to do a CLI (with another hard pull) if you aren’t happy with the initial credit limit. In general, you’ll need at least … The Wells Fargo Propel American Express® card requires good to excellent credit. Absolutely love this card, just sad that my intro APR is ending soon. Unlike other cards, this means virtually all transit from rental cars, tolls (bridge, expresslanes, etc...), parking (garage and meters), trains, planes, and public transit. It’s one of several rewards cards issued by Wells Fargo.. Offering 3X points per dollar spent on … Can you tell me about the phone insurance? All Wells Fargo credit cards have $500 in phone insurance included too. I'll be using it for gas while not on the 5% quarter for my chase freedom and for … Disclaimer: The information for the Wells Fargo Propel … 2. Discover It (Student), $2500, Nov 2019. Next step: apply for Wells Fargo Propel American Express® card. The Wells Fargo Propel American Express® card doesn’t charge a foreign transaction fee, but that may not be a huge benefit overall since American Express credit cards aren’t as widely accepted overseas as other credit card networks. Wells Fargo Propel American Express vs. Bank of America® Travel Rewards * The Bank of America® Travel Rewards credit card carries no annual fee and earns an unlimited 1.5 points per … Wells Fargo Propel: Pricing information including interest rates, benefits and fees was obtained on May 20, 2020 from published websites and is believed to be accurate, but not guaranteed. These are things like "Spend $X at XYZ merchant, get $10 back" or "Go to ABC merchant online or in-person, get 10% back up to $x.xx cash back". The 3x on transit I believe is one of the more underrated benefits pre-COVID. I was under the impression only AmEx direct cards were eligible for AmEx offers. I capitalize on the gas, dining, and streaming multipliers. You should be approved with a score like that. Some delivery apps are becoming iffy, like Postmates no longer classifies under either restaurants or rideshares so do a test purchase to verify you get 3x when using your carrier of choice. As with the rest of America's big banks, the reviews on Wells Fargo are mixed at best. It's pretty great. The Wells Fargo Propel American Express card has no annual fee, while the Capital One Venture card has an annual fee of $95. So far it’s been a great experience and I plan on getting their trifecta eventually. If you’re traveling abroad, consider bringing a Visa or Mastercard credit … Other cards limit to just airfare and rentals. A subreddit for discussing any aspect of credit cards. Apple Card, $5000, Sept 2019. Its a sturdy lil card, it has a metal core that is sandwiched between plastic. Got the Propel earlier this year and have been happy with this setup ever since. I still activate them all because why not, and there is something I might go to or use like Starbucks or national chain. Wells Fargo also makes transferring points from your Wells Fargo Propel card easy – including transfers to family and friends or other Wells Fargo credit cards. I don’t mind because I have been using reddit and other people for guidance as well. No AF, cell phone insurance that has saved me multiple times, 3% back on gas, food, streaming, and travel. Just applied for the card a few months ago and like it so far. To qualify for the 30,000 bonus rewards points, a total of at least $3,000 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened. Since the points on this card — known as … That’s a 76 percent increase, … Is it worth getting the Wells Fargo propel getting just for the sign up bonus? I didn’t have any relationship with WF when I got approved. Approval wasn’t hard and they immediately allow you to do a CLI (with another hard pull) if you aren’t happy with the initial credit limit. The minimum recommended credit score for this credit card is 700. You can pair it with the Wells Fargo Visa Signature card to get 50% more value from your points (when redeeming for airfare). Is a relationship necessary to be approved? Even making payments is handled differently than my other cards as I like to make small payments, often. Also interesting is Spotify/Apple Music count, but not Soundcloud. That is advantageous because with the Wells Fargo Visa Signature your points are worth 1.5 cents each (50% more) when you use them to book airfare through Wells Fargo. Just applied for the card a few months ago and like it so far. Press J to jump to the feed. So Netflix, Disney+, and Hulu count, but not SubParTVNetwork Premium+. To capture it, you’ll have to spend $1,000 total in the first three months, earning another 1,000 points at a minimum … New Wells Fargo Propel American Express® card cardholders receive 20,000 bonus points when you spend $1,000 in purchases in the first 3 months. Wells Fargo Propel Amex – The 20,000-point intro bonus is worth $200. Learn more. Please ask questions and contribute to the knowledge surrounding credit cards. Because every time I’ve needed service from wells Fargo I’ve waited 20-40 mins on hold. These bonus rewards points will show as redeemable within 1-2 billing periods after they are earned. Like a bank account? Customer service experience has been good so far. Wells Fargo: Provider of banking, mortgage, investing, credit card, and personal, small business, and commercial financial services. More posts from the CreditCards community. Opens in a new window. If you’re new to credit cards and looking to earn rewards, the Wells Fargo Propel could be a strong starter option. It is important to pay them in full and on time. Press question mark to learn the rest of the keyboard shortcuts. Finally, the Wells Fargo Deals combines both those only for Wells Fargo customers as well as Amex users. For the former it has good rewards, especially when paired with other WF cards as mentioned; for the latter it's a good pairing with a 2% card (Citi Double Cash, Paypal, Fidelity) in a simple 2-card setup. Wells Fargo Propel American Express® card cons. Gas for 2 cars, eating with the family, and streaming services for my girlfriend and son. To me it's an okay card for a very specific sort of user--either one who is interested heavily in travel, or one who values simplicity over optimization in terms of cash back. Then everything else goes on my Double Cash. I also have the Barclays Apple rewards card (wouldn’t recommend just get the Apple credit … Well once you do a few non-Wells Fargo account payments, they restrict you from making any more for the remainder of the month unless you call in to do them. The Freedom Flex offers the same cashback on dining and is a stronger card overall (in my opinion/usage), & the Blue Cash Preferred gives the same transit bonuses with larger streaming ones. Do they have a special customer service line for this card? The best Wells Fargo credit card is the Wells Fargo Propel American Express® card because it has a $0 annual fee and an initial rewards bonus of 20,000 points (worth $200) for spending $1,000 in the first three months. This is my workhorse card. Existing relationship with WF. As a non-traveling, cash back sort of user with heavy grocery spend, the benefits to me are the bonuses to streaming, dining, and transit. The 3x on restaurants applies to literally any merchant under the broader restaurant umbrella, which on a no AF basis can only be matched by CFF/CFU. Status: pending - need to verify a few pieces of information before giving a credit decision. Compared to other credit cards that typically have minimum credit … Cash Back Cash Wise Visa ® trademark card learn more about the Wells Fargo … Press J to jump to the feed. The 3x on streaming is nice since few cards offer it. Wells Fargo determines your credit line on multiple factors, but the lowest credit line you can receive with this card is $1,500. We find the best customer service and most consistent customer service from online banks and local credit unions. If you want to redeem your rewards for cash at a Wells Fargo ATM, you must have a Wells Fargo account, … I looked at a lot of cards for my third cc and went with this one back in august. The Wells Fargo Propel … If you do not have a Wells Fargo Credit Card yet, you can request a balance transfer when you apply for a credit … The card hits every high note, offering 20,000 bonus points after spending $1,000 in the first … Wells Fargo Propel American Express ® Card Terms and Conditions. Find out how Chase determines your credit limit … Given its robust rewards, profuse perks, and lack of an annual fee, the Wells Fargo Propel American Express® Card has few downsides — except for the credit requirement. I have ten credit cards & I've never really even been tempted by this one. 1. This is my main driver. Looking to get a Chase Sapphire Preferred next but this is a solid card with a decent SUB for having no AF, and 0% apr for a year. Please ask questions and contribute to the knowledge surrounding credit cards. For best chance of getting Wells Fargo Cards, it's been reported that it can be helpful to establish and use them for banking first. You can request a credit limit increase (CLI) directly from Wells Fargo by phone or online. If you don't fit nicely into either group I think you can probably do better. (8) Credit Limit. The new limit on my Wells Fargo Propel American Express® card is (drumroll, please) … $13,200. Wells Fargo Propel Approval! Cash advances and balance transfers do not apply for purposes of this offer and may impact the credit line available for this offer. Finally, especially during COVID-19, Wells Fargo Rewards has been dropping silent offers (activation required) where the first purchase of the listed category is 10% cash back up to $40. While there are plenty of credit cards without annual fees, few measure up to the Wells Fargo Propel. Getting approved for a credit card requires a little planning. New comments cannot be posted and votes cannot be cast, More posts from the CreditCards community. A subreddit for discussing any aspect of credit cards. All things considered: 10/10 would recommend. Sign on to the Credit Card Service Center through Wells Fargo Online and select Request Balance Transfer under Account Management. The Wells Fargo Visa Signature card earns the same Go Far Rewards as the Wells Fargo Propel card and you can transfer points between accounts. Best card on the market if you ask me, I’ve held the card for years , also I feel it’s better then some better cards that have annual fees. By using our Services or clicking I agree, you agree to our use of cookies. It's a great daily card. I will say Wells Fargo isn’t the best bank and I don’t have any of their other products or services other than this card. I have always just cashed out and I think the card is awesome. Wells Fargo Propel AMEX app submitted Friday, 27-Jul. We may assign the following limits to your Account: Cash Advance Limit. This makes each point worth 1.5¢ instead of 1¢. How are they with dealing with fraud and etc? I will say Wells Fargo … Low minimum credit line. Cardholders get up to $600 in cellphone insurance per claim as long as they pay their cellphone bills with their Propel card (max $1,200 … Opens in a new window. Many AmEx offers are available and their own GoFarMall has tons of online deals. Cookies help us deliver our Services. Wells Fargo Propel: Pricing information including interest rates, benefits and fees was obtained on May 20, 2020 from published websites and is believed to be accurate, but not guaranteed. WF Deals also stack with the usual rewards benefits. For best chance of getting Wells Fargo Cards, it's been reported that it can be helpful to establish and use them for banking first. Call Wells Fargo customer service at 1-800-642-4720. Generally speaking, good credit means a credit score of 690 or better. I again asked to double my credit line (from $7,500 to $15,000). It is important to pay them in full and on time. How to Increase Your Chances of Getting Approved for Wells Fargo Propel. 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